Angela Peters

REALTOR
License#: NE - 20110578, IA - S73434000

Blog

How to Buy and Sell a Home at the SAME TIME FAQ'S

By Angela Peters - January 11, 2024
Buying and Selling at the SAME TIME FAQs What to do if you do not qualify to finance a purchase until the sale on your first home closes? If your income isn't high enough to qualify for a second mortgage before you sell a property, you'll have to sell your old home before you buy a new one.,,,but there are many options. OPTIONS- Simutanious closing(s) which means your relator works with th

Invest in Yourself by Owning a Home

By Angela Peters - November 22, 2023
What is Lorem Ipsum? Lorem Ipsum is simply dummy text of the printing and typesetting industry. Lorem Ipsum has been the industry's standard dummy text ever since the 1500s, when an unknown printer took a galley of type and scrambled it to make a type specimen book. It has survived not only five centuries, but also the leap into electronic typesetting, remaining essentially unchanged. It was popul

Buying a home? Learn about your down payment options now

By Angela Peters - November 20, 2023
Buying a home? Learn about your down payment options now Lack of savings and the inability to outlay any cash for a down payment continues to be the biggest hurdle facing first time home buyers. Unfortunately, many would-be buyers incorrectly assume they must come to the closing table with a hefty amount of money, and as a result, they continue to delay homeownership. Yes, lenders love to see

How VA Loans Can Help Make Homeownership Dreams Come True

By Angela Peters - November 10, 2023
How VA Loans Can Help Make Homeownership Dreams Come True Homeownership is the American Dream. Our veterans sacrifice so much in service to our nation, and one way we can honor and thank them is to ensure they have the best information about the benefits of VA home loans. For more than 79 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes. If you or s

Thinking About Using Your 401(k) SEP ETC To Buy a Home?

By Angela Peters - November 08, 2023
Thinking About Using Your 401(k) SEP, IRA ETC To Buy a Home? Are you dreaming of buying your own home and wondering about how you’ll save for a down payment? You’re not alone. Some people think about tapping into their 401(k) savings to make it happen. But before you decide to dip into your retirement to buy a home, be sure to consider all possible alternatives and talk with a financial expert.

Beginning with Pre-Approval

By Angela Peters - September 25, 2023
Beginning with Pre-Approval I worked with a lovely couple back in 2016. They alled me today and asked me to show them a house, acerage to be exact. We chatted awhile and the topic came up...... ME: Have you spoke to Kristi Taylor yet 2016 Clients: Why yes we did. We know that the first step to buying real estate wether it is the first of fifty first time GET PRE-APROVED. So, you’re looking

All About the Appraisal

By Angela Peters - September 18, 2023
All About the Appraisal Buying a home can be a complicated process with lots of paperwork and terms you probably haven't heard before. One such term is "appraisal." While not mandatory in cash real estate transactions (although you can always get one), an appraisal is a necessity if you intend to buy a property with a mortgage loan. The appraisal is a crucial step that helps determin

Mortgage Rates Past, Present, and Possible Future

By Angela Peters - September 13, 2023
Mortgage Rates: Past, Present, and Possible Future If you’re hoping to buy a home this year, you’re probably paying close attention to mortgage rates. Since mortgage rates impact what you can afford when you take out a home loan – and affordability is a challenge today – it’s a good time to look at the big picture of where mortgage rates have been historically compared to where they are now.

Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages

By Angela Peters - September 01, 2023
Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages If you remember the housing crash back in 2008, you may recall just how popular adjustable-rate mortgages (ARMs) were back then. And after years of being virtually nonexistent, more people are once again using ARMs when buying a home. Let’s break down why that’s happening and why this isn’t cause for concern. Why ARMs Have Gain

How To Know If You’re Ready to Buy a Home

By Angela Peters - August 11, 2023
How To Know If You’re Ready to Buy a Home If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates and home prices, the limited supply of homes for sale, and more. And, you’re juggling how all of those things will impact the choice you’ll make. While housing market conditions are definitely a fact

How Inflation Affects Mortgage Rates

By Angela Peters - August 09, 2023
How Inflation Affects Mortgage Rates When you read about the housing market in the news, you might see something about a recent decision made by the Federal Reserve (the Fed). But how does this decision affect you and your plans to buy a home? Here’s what you need to know. The Fed is trying hard to reduce inflation. And even though there’s been 12 straight months where inflation has cooled (se

Where is the market in the last of 2023?

By Angela Peters - August 07, 2023
Where is the market in the last of 2023? Your buyers and sellers are wondering if they should make a move before the end of the year. Share this infographic so they have the latest expert projections on home prices, mortgage rates, and home sales for the rest of 2023 to help them make an informed decision. ONCE AGAIN I AM NOT A MORTGAGE PROFESSIONAL BUT I DO KNOW THEM AND I HAVE SOME GREAT PROFE

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