Angela Peters Real Estate Agent

Angela Peters

REALTOR
License#: NE - 20110578, IA - S73434000
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(402) 215-1529

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Forty Years of Interest Rates: What the Headlines Will Not Tell You

By Angela Peters - November 11, 2026
Nearly a quarter century in real estate has taught me that the rate on the screen is never the whole story. Here is the whole story. Part One — Wednesday, November 11, 2026 Pull up a chair. We are going to talk about interest rates, and we are going to do it like adults. Last Thursday Freddie Mac reported the thirty-year fixed at 7.18 percent, the third weekly decline in a row. When it stood
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Which Nebraska Banks Are Actually Ready for the First-Time Homebuyer Savings Account?

By Angela Peters - September 01, 2026
Find Me a Bank! Angela Peters, The Home Girl, Keeping It... Real Estate! It has been all about buying a home these past few post and here is the WRAP of that whirlwind tour! I walked through Nebraska's new First-Time Homebuyer Savings Account, created under LB 803, and how it will let Nebraskans save toward a first home while receiving a state income-tax benefit starting January 1, 2027. Sev
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If You Are Waiting for the ‘Perfect’ Time to Buy or Sell, Here Is the Hard Truth

By Angela Peters - February 06, 2026
If You Are Waiting for the ‘Perfect’ Time to Buy or Sell, Here Is the Hard Truth. There is no perfect time to buy or sell real estate. There never has been. Every market has trade-offs. Low rates come with bidding wars. High inventory comes with higher payments. Waiting feels comfortable, but comfort is not the same as strategy. Waiting Has a Cost For buyers, waiting often means: Payin
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The Housing Market Is Not Broken. Your Expectations Might Be.

By Angela Peters - February 02, 2026
The Housing Market Is Not Broken. Your Expectations Might Be. See that up there....look at it. Every time the housing market shifts, the same questions shows up in my inbox: “Is the market broken? " NO What is broken is the expectation that real estate should behave the way it did in 2020–2021. That market was an anomaly. A perfect storm of low rates, limited inventory, and emotional bu
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Why 3% and less mortgage rates are a thing of the past!

By Angela Peters - June 11, 2025
Waiting for the 3% interest rate..... A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. They were a short-term response to a very specific moment in time. And as the market finds its footing again, it’s time to
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Homeownership is one of the best ways to build wealth in our country and it’s easy to see why.

By Angela Peters - June 09, 2025
Home ownership v renting = building wealth? Did you know homeowners have nearly 40x the net worth of renters? That’s the power of equity. As you pay down your mortgage and home prices rise, your investment grows. Homeownership isn’t just a roof over your head—it’s a path to long-term wealth. Some Highlights Homeownership is one of the best ways to build wealth in our country and it’s easy
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Buying Beats Renting in 22 Major U.S. Cities

By Angela Peters - October 09, 2024
Buying beats Renting in 22 Major U.S. Cities? That’s right—according to a recent study from Zillow, in 22 of the 50 largest metro areas, monthly mortgage payments are now lower than rent payments (see chart below): As mortgage rates have eased off their recent peak, home prices have moderated, and inventory has ticked up, affordability has improved significantly. When you add all of that up,
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Separating Fact from Fiction: Common Mortgage Misconceptions

By Angela Peters - August 14, 2024
Separating Fact from Fiction: Common Mortgage Misconceptions The average person will own three homes in their lifetime. Whether you’re preparing to purchase your first, second, third, or tenth home, the process can be both exciting and daunting. There’s an endless amount of information out there and plenty of well-meaning people willing to offer a perspective, but it’s easy to encounter misconc
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Follow up to Buying an Selling a home at the same time

By Angela Peters - January 12, 2024
More Follow up Questions buying and selling simultaneously There is some prep work for buying and selling simultaneously, start getting ready for both as soon as you can. The more you plan, the more it will save you from making big mistakes. "The preapproval process for all borrowers should really start before they jump in and begin house hunting," I can not say this loud enough a great lende
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How to Buy and Sell a Home at the SAME TIME FAQ'S

By Angela Peters - January 11, 2024
Buying and Selling at the SAME TIME FAQs What to do if you do not qualify to finance a purchase until the sale on your first home closes? If your income isn't high enough to qualify for a second mortgage before you sell a property, you'll have to sell your old home before you buy a new one.,,,but there are many options. OPTIONS- Simutanious closing(s) which means your relator works with th
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How to Buy and Sell a House At the Same Time

By - January 10, 2024
How to Buy and Sell a House At the Same Time Moving is always stressful and expensive, but that's especially true when you're trying to buy a new home and sell your old one at the same time. There are costs involved on both sides of the equation, so you'll need cash flow to make both ends of the deal go through. You may even have the down payment for your new home tied up in your old one, neces
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Affordable Homeownership Strategies for Gen Z

By Angela Peters - November 17, 2023
Affordable Homeownership Strategies for Gen Z The idea of owning a home has always been a big part of the American Dream. It’s a symbol of stability, independence, and having a place to truly call your own. But for Gen Z, the “Zoomers” born between 1997 and 2012, making that dream a reality can feel like quite the challenge today with higher mortgage rates and rising home prices. But achiev
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