Real Estate News | Angela Peters | Realty ONE Group Sterling

Forty Years of Interest Rates: What the Headlines Will Not Tell You

By Angela Peters - November 11, 2026

Nearly a quarter century in real estate has taught me that the rate on the screen is never the whole story. Here is the whole story. Part One — Wednesday, November 11, 2026 Pull up a chair. We are going to talk about interest rates, and we are going to do it like adults. Last Thursday Freddie Mac reported the thirty-year fixed at 7.18 percent, the third weekly decline in a row. When it stood

Nebraska’s First-Time Home Buyer Savings Account Starts January 1 — So Why Aren’t Banks Talking About It Yet?

By Angela Peters - September 24, 2026

WHERE DO I OPEN THE ACCOUNT? I recently wrote about Nebraska's new First-Time Home Buyer Savings Account, which becomes available January 1, 2027. Then I had what seemed like a fairly obvious question: Where exactly do you go to open one? So I started looking at Nebraska banks. And looking. Here is where it gets interesting. Your Bank May Not Have a Special Account With That Name Under Ne

Which Nebraska Banks Are Actually Ready for the First-Time Homebuyer Savings Account?

By Angela Peters - September 01, 2026

Find Me a Bank! Angela Peters, The Home Girl, Keeping It... Real Estate! It has been all about buying a home these past few post and here is the WRAP of that whirlwind tour! I walked through Nebraska's new First-Time Homebuyer Savings Account, created under LB 803, and how it will let Nebraskans save toward a first home while receiving a state income-tax benefit starting January 1, 2027. Sev

What Exactly Is a First-Time Homebuyer Savings Account?

By Angela Peters - August 27, 2026

Nebraska Created a First-Time Homebuyer Savings Account... Angela Peters, The Home Girl, Keeping It... Real Estate! On Tuesday, I talked about Nebraska's housing problem, and why we need to spend far more time talking about homeownership, not just the number of housing units we can build. Today, one of the new tools Nebraska is putting on the buyer side of that equation. Beginning January

The Tuesday Real Estate Truth The Market Is Doing What it Does.

By Angela Peters - June 09, 2026

The Tuesday Real Estate Truth Every buyer and seller wants.....completely differnt things - really. Buyers 2020 prices. Sellers 2021 bidding wars. Interest rates want to act like they were raised by wolves. And here we all are, standing in the middle of it, trying to make smart decisions. The real estate market is different than it was a few years ago. And different means you need better st

6 economists and real estate pros predict where mortgage rates are heading in April — and beyond

By Angela Peters - March 30, 2026

Should you buy a home now? YES BUY A HOUSE it is always the best time! Mortgage rates are sitting at 6.38%, according to the latest Freddie Mac data — which is slightly elevated from earlier this year, but still lower than a year prior (in January 2025, rates climbed above 7% for a bit). So what’s next for mortgage rates? We asked six pros. While there’s a slight possibility of rates easing d

If You Are Waiting for the ‘Perfect’ Time to Buy or Sell, Here Is the Hard Truth

By Angela Peters - February 06, 2026

If You Are Waiting for the ‘Perfect’ Time to Buy or Sell, Here Is the Hard Truth. There is no perfect time to buy or sell real estate. There never has been. Every market has trade-offs. Low rates come with bidding wars. High inventory comes with higher payments. Waiting feels comfortable, but comfort is not the same as strategy. Waiting Has a Cost For buyers, waiting often means: Payin

Riots make good headlines and the new Federal Reserve Chair... not so much

By Angela Peters - January 27, 2026

Why Is a Realtor in Omaha Talking About the Federal Reserve? Fair question. Because the Federal Reserve has more influence over your housing payment than most of the headlines you are reading. The Federal Reserve is heading toward a leadership change, and that shift has real consequences for interest rates, mortgage affordability, and housing demand. Let’s Start With the Part You Are Not Hear

Why 3% and less mortgage rates are a thing of the past!

By Angela Peters - June 11, 2025

Waiting for the 3% interest rate..... A lot of buyers are pressing pause on their plans these days, holding out hope that mortgage rates will come down – maybe even back to the historic-low 3% from a few years ago. But here’s the thing: those rates were never meant to last. They were a short-term response to a very specific moment in time. And as the market finds its footing again, it’s time to

Buying Beats Renting in 22 Major U.S. Cities

By Angela Peters - October 09, 2024

Buying beats Renting in 22 Major U.S. Cities? That’s right—according to a recent study from Zillow, in 22 of the 50 largest metro areas, monthly mortgage payments are now lower than rent payments (see chart below): As mortgage rates have eased off their recent peak, home prices have moderated, and inventory has ticked up, affordability has improved significantly. When you add all of that up,

Headlines of lower home prices....is it true?

By Angela Peters - October 07, 2024

Headlines of lower home prices....is it true? Confused by headlines saying home prices are dropping? Here’s the real story. The median asking price may be down, but that doesn’t mean home values are falling. What's actually happening is the median is skewed by the mix of homes for sale. And since there are a greater number of smaller homes on the market, that's pulling the median price lower

Why Pre-Approval Is Even More Important This Year

By Angela Peters - February 28, 2024

Why Pre-Approval Is Even More Important This Year On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around. Let’s break down what it is and why it’s important if you’re looking to buy a home in 2024. What Pre-Approval Is As part of the homebuying process, your lender will look at your finances to figure out what they’re willing to loan you. Acc

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Forty Years of Interest Rates: What the Headlines Will Not Tell You

Nebraska’s First-Time Home Buyer Savings Account Starts January 1 — So Why Aren’t Banks Talking About It Yet?

Which Nebraska Banks Are Actually Ready for the First-Time Homebuyer Savings Account?

What Exactly Is a First-Time Homebuyer Savings Account?

The Tuesday Real Estate Truth The Market Is Doing What it Does.

6 economists and real estate pros predict where mortgage rates are heading in April — and beyond

If You Are Waiting for the ‘Perfect’ Time to Buy or Sell, Here Is the Hard Truth

Riots make good headlines and the new Federal Reserve Chair... not so much

Why 3% and less mortgage rates are a thing of the past!

Buying Beats Renting in 22 Major U.S. Cities

Headlines of lower home prices....is it true?

Why Pre-Approval Is Even More Important This Year

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